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<rss version="2.0"><channel><title>Insights | YACT Association</title><link>https://yactasia.com/en/insights/</link><description>Insights | YACT Association</description>
  <item><title>Dismissed in a restructuring: with severance paid, is there still a claim</title><link>https://yactasia.com/en/insights/severance-and-unfair-dismissal/</link><guid>https://yactasia.com/en/insights/severance-and-unfair-dismissal/</guid><pubDate>Thu, 06 Aug 2026 00:00:00 +0700</pubDate><description>Severance and unfair dismissal damages are different money under Supreme Court judgment 1392/2544, but both must be claimed in one action.</description></item>
  <item><title>One chat, two transfers, only one recovered</title><link>https://yactasia.com/en/insights/chat-as-loan-evidence/</link><guid>https://yactasia.com/en/insights/chat-as-loan-evidence/</guid><pubDate>Thu, 06 Aug 2026 00:00:00 +0700</pubDate><description>In judgment 3622/2568 two transfers in the same chat went opposite ways: a thank-you sticker counted as a signature but did not make the message mean a loan.</description></item>
  <item><title>The creditor missed the sixty days: how far is the guarantor freed</title><link>https://yactasia.com/en/insights/guarantor-sixty-days/</link><guid>https://yactasia.com/en/insights/guarantor-sixty-days/</guid><pubDate>Thu, 06 Aug 2026 00:00:00 +0700</pubDate><description>The second paragraph of section 686 frees a guarantor from interest and accessories arising after sixty days, but judgment 220/2562 holds the principal obligation survives.</description></item>
  <item><title>The thirty per cent nobody can find in the statute</title><link>https://yactasia.com/en/insights/wage-attachment-thirty-percent/</link><guid>https://yactasia.com/en/insights/wage-attachment-thirty-percent/</guid><pubDate>Thu, 06 Aug 2026 00:00:00 +0700</pubDate><description>Section 302 of the Civil Procedure Code protects an amount, not a percentage: government pay is wholly exempt, private pay up to twenty thousand baht a month.</description></item>
  <item><title>Can untitled land be adversely possessed, and when do the ten years start</title><link>https://yactasia.com/en/insights/adverse-possession-untitled-land/</link><guid>https://yactasia.com/en/insights/adverse-possession-untitled-land/</guid><pubDate>Fri, 07 Aug 2026 00:00:00 +0700</pubDate><description>Adverse possession under section 1382 needs land another person owns, so untitled land is outside it under judgment 8393/2540, and the ten years run from the deed.</description></item>
  <item><title>Acknowledging a debt after it has expired leaves the creditor two years</title><link>https://yactasia.com/en/insights/acknowledging-time-barred-debt/</link><guid>https://yactasia.com/en/insights/acknowledging-time-barred-debt/</guid><pubDate>Fri, 07 Aug 2026 00:00:00 +0700</pubDate><description>The same acknowledgment yields ten years or two, depending only on whether it was signed before or after the claim expired: judgments 4507/2547 and 12264/2555.</description></item>
  <item><title>One co-guarantor keeps paying, and time runs on for the others</title><link>https://yactasia.com/en/insights/interruption-between-guarantors/</link><guid>https://yactasia.com/en/insights/interruption-between-guarantors/</guid><pubDate>Fri, 07 Aug 2026 00:00:00 +0700</pubDate><description>Section 692 carries an interruption from debtor to guarantor, but not back the other way and not across between co-guarantors, as judgment 6403/2561 shows.</description></item>
  <item><title>Interest above fifteen per cent is not reduced to fifteen, it is void</title><link>https://yactasia.com/en/insights/excess-interest-void/</link><guid>https://yactasia.com/en/insights/excess-interest-void/</guid><pubDate>Fri, 07 Aug 2026 00:00:00 +0700</pubDate><description>Section 654 says the rate comes down to fifteen per cent, but judgment 1452/2511 holds the interest wholly void, not merely the excess, while the principal stands.</description></item>
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